It All Makes “Cents”

Piggy pic

Game Time: Achieving Victory through Wholeness is more than a book; it’s a movement. A movement to start us thinking about the current status of the four major areas of your life: physical health; financial health, emotional health and spiritual health. In other words, what’s necessary for us to be whole in these major areas of our lives.

Being financially healthy is not necessarily the same as being rich. The book goes into more details on distinguishing the difference. However, I liken being financially healthy as being in a position to reach your financial maximum. Not that you’ve arrived yet but, at least you’re positioning yourself to live beyond paycheck to paycheck and to even live beyond just being “comfortable.” Trust me, I realize that the mere concept of achieving financial health is a process that doesn’t necessarily happen overnight yet; it can and does happen for many people.

The book challenges you to think about your current financial status and your desired financial status. Once you’ve really given these two things serious thought; you are then tasked with creating a “fit-the-gap” transformation plan of the specific things that you will change or do concerning your finances that will help you in the process of transitioning from your current to desired financial status.

Now by no stretch of the imagination do I consider myself a financial expert however; I am learning on my journey toward financial wholeness that it all makes “cents.” In other words, it is important to make every penny that we have count. In Game Time: Achieving Victory through Wholeness; I share some things that I’ve incorporated in an effort to make “cents” of it all.

One thing is that I’ve done is enrolled in the Keep the Change savings plan at my bank. Essentially, this plan takes every change that you have from transactions from your checking account and automatically transfers it to your savings account. For example; let’s say you go to the gas station and spend $30.45 on gas. The bank will then take the .55 cents remaining from that last dollar and transfer it to your savings account. I was so surprised at the end of my first year in this plan when I had seen over $500 in change transferred and sent to my savings account. Talk about making “cents” of it all.

Another thing that I’ve learned is to not overlook old Piggy. You know what I mean, saving change the good old fashion way by way of a piggy bank! Now, this is not to say that you have to have a big pink pig sitting on your bedroom dresser however; what’s wrong with keeping change at home. I started emptying my wallet every week and dumping the change in my change bank at home after reading a post. One of my Facebook friends posted how she dumps her wallet every week and every year for her birthday she turns the coins in for cash to purchase herself a nice birthday gift. You may use your change toward other goals like saving for vacation spending money, saving for a down payment of some sort or for some other type of special purchase. Whatever your goal may be; this is a simple but effective way to save extra cash and it will avoid you from having to withdraw from your real savings account to make the special purchase. Now that makes “cents!”

Another part of my journey toward financial health that is discussed in the book is becoming debt free. I believe that becoming and living debt free is foundational when it comes to being financially healthy. A wonderful resource that I’ve become fond of is the Debt Free Divas website ( Toni Husbands is one of the co-founder of Debt Free Divas which is a great organization that focuses on sharing life-changing information on becoming and living debt free. Toni Husbands just so happen to be one of the speaker at our church’s upcoming Be Made Whole Women’s Conference this year. She will be sharing her personal testimonial about how she became and lives debt free and will be sharing very important information and a process on how you too can do the same. You can visit to register and to read more about this epic conference taking place on Saturday, May 16. You can also email with any questions that you may have about the conference. Now how’s that for a shameless plug!

And oh yeah, being debt free….now that makes “cents!”

So the next time that you see change on the floor in your house, don’t just walk over it. Pick it up and add it your change bank. Make it all makes “cents.”

It’s your Game Time!


Salad in a Jar…Who would’ve thought


Game Time: Achieving Victory through Wholeness focuses on being healthy in the four major areas of life: physically, financially, emotionally, and spiritually. With the beginning of each New Year comes our pledge to eat better and to become more physically fit. In the book I share many high and low lights of my personal journey toward being physically healthy. I’ve been on the journey for quite some time and one thing that I’ve learned is that when you become serious about really being physically healthy; the journey literally becomes “for life.” You take the journey to improve the quality of your “life” and you decide that being physically healthy is not just a goal but a “lifestyle.”

It’s no longer about fitting into an old pair of jeans or a new dress but rather; it’s about making the decision to commit to a new lifestyle of good health.

In the book I also share some helpful health and fitness information that I’ve personally used, adopted or experienced. One of my newest discoveries is “salad in a jar.” The concept is that you make salads in advance in a sealed mason jar. The sealed jar helps to preserve your salad for at least up to 5 – 6 days. The longest that I’ve personally gone is five days. Preparing your salads in advance will not only save you time but money as well. Many of us lead very busy lives. I can definitely be the poster child for having a busy life. Preparing your salads in advance will eliminate your excuses to grab fast food or something unhealthy for lunch or meal. I literally grab my jar and go!

My jars are quart-sized found on I purchased 12 for $17.99. Even dollar stores sell mason jars so, don’t make any excuses about you can’t find any. Be careful about the size of your jar. I bought the wide-mouth quart size jars because the pint size jars were simply too small to hold a decent-sized salad. I also like to dump my salad in a bowl before I eat it. It’s just a little prissier. However, if you buy the wide-mouth jars (you may need a longer fork) but; you could consume your salad straight from the jar. I absolutely love my salad in a jar. I typically prepare my salads on Sunday and prepare one for both me and my husband for at least the next 4 – 5 days.

The key to avoiding the lettuce from getting soggy is to place your salad dressing in the bottom of the jar and the lettuce at the very top. This way, the dressing and lettuce stay separate. As far as what types of salad…the sky is the limit. Add your favorite veggies, fruit, meat, etc. or try something new. You can google “salad in a jar” to get ideas on hundreds of different types of salads to make so; you will never get bored.

So, there you have it, salad in a jar! No more excuses for not having time to have a healthy lunch.

It’s Game Time!!

Let’s hear from you. Share some of your healthy-eating tips that we can use as we continue to journey toward being/maintaining good physical health.

What’s your plan?

Thank you for visiting and welcome to the Game Time Blog!

We all know that January 1st is the day that many people make resolutions to make some sort of life-changing improvement(s). A popular resolution is to become more fit and healthy. Another one is to make financial improvements by making more money, saving more money, getting out of debt, etc.

I’m definitely all for making improvements and these are some great goals to have but, what are your actual plans for not only achieving these goals but maintaining your status once the goals are achieved? I think the biggest problems with making resolutions is that often times there’s not only no real plan for achieving the goal but, there’s also no plan for maintenance once the goal is achieved. So, we desire to lose weight but, not plan for doing so. Or, we lose the weight just to fit into that bridesmaids dress all just to gain it back once the wedding is over. Why work so hard to achieve such an awesome goal and have no plan to maintain.

Game Time: Achieving Victory through Wholeness offers very practical tools for actually making a plan(s) to achieve your goal(s). What good is a goal or a vision if you have no strategy or plan for achieving the goal? At that point, it’s just a dream and not a goal. The Bible even talks about writing down vision. The book focuses on making transformation plans for improvement in what I see as the four major areas of life: physical, financial, emotional, and spiritual.

The book also encourages you to make life-style changes versus just make a resolution for a particular period of time. Making your goals “for life” allows you the opportunity to map out a realistic plan for not only achieving your goals but to also maintaining.

Making life-style changes also takes into consideration the fact that “life” happens. In the book I talk about how a couple of years ago I had gotten very close to achieving my fitness goal. I had started walking and jogging and was close to my goal size. Then “life” happened and I got pregnant. Well, needless to say the weight came back on. However, the fact that I had made my fitness goal a life-style change and not just a goal to lose weight for a special event; I’m now able to literally get back on track and resume with my plans to become physically healthy.

Making plans that are life-style changes will help you not beat yourself up if/when you get of course from achieving your goal. Because you have made your goals for life, you allow yourself to go through whatever hiccup in the road that you may counter and you get back on course afterwards.

So, what about you, do you have actual plans written down to achieve your goals? What about maintenance plans for once the goals are achieved? Have you ever been close to meeting a goal all to have “life” happen; causing you to get thrown of course a bit? What, if anything, did you do to get back on course toward reaching your goal?